Budget Basics

Money Life Skills for Teens (Ages 13-15)

Independence grows when you know how to manage your money.
At Shiminly, we believe confidence grows when students understand how money works. This self-paced Budget Basics lesson guides learners through the essentials of earning, spending, saving, and making smart financial choices. Through relatable examples and practical activities, students explore how to manage a budget, plan for needs and wants, and build healthy financial habits that support independence, responsibility, and future goals.

Core Skill

Critical Thinking

Designed For

Ages 13-15

Duration

60 minutes

Who It’s For

This lesson is ideal for students ages 13 to 15 who are ready to build real-world money skills. It is a great fit for school programs that teach financial responsibility, support independent thinking, and help students make confident choices about earning, saving, and spending.

What’s Included

Real-life scenarios & quizzes

Reflection journals & tools

Final assessment & certificate

Downloadable glossary & reference sheet

Why This Matters

Teens are beginning to make more financial decisions in their daily lives. This course helps them understand how money works, build confidence in managing it, and develop smart habits that support their goals. It is a meaningful step toward becoming responsible, informed, and independent in and out of the classroom.

Curious about where your money really goes?

Learn at your own pace with real-life examples that make money management easy to understand. Whether you are planning a budget, making choices about spending and saving, or wanting to feel more confident with everyday financial decisions, this course gives you the tools to succeed.
In this course, you will:

  • Learn the essentials of earning, spending, and saving
  • Practice creating a simple budget that works for real-life situations
  • Explore how to make smart money choices and avoid common mistakes
  • Strengthen confidence and independence through practical activities
  • Finish with a stronger understanding of financial basics and a certificate to show your progress
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